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List the authenticated user's wallet/usage history (cursor-paginated).

GET
/api/billing/usage
curl --request GET \
--url https://api.tradr.cloud/api/billing/usage

User-scoped unified history (credits, debits, reversals) joined to per-turn token detail (REQ-7.3). cursor is the opaque base64 cursor from a prior page; absent/invalid ⇒ first page. Response { items, nextCursor }.

cursor
string

{ items: WalletHistoryItem[], nextCursor: string | null }.